Dec 26, 2008

TransUnion, Equifax, Experian Credit Reports And Scores

From: "Credit Report Center" - credit.centertm@pointmats.com - Received: from unknown (HELO pointmats.com) ([209.160.27.133] envelope-sender - redih@pointmats.com );

Did you know that the average American credit score is 692 ?

If your score is lower borrowing gets really tough.

What is your score?

Here's a good chart that explains the impact of your score:

  • 720 – 850 - Excellent – The best financing terms and represents the best score range

  • 700 - 719 - Very Good – qualifies to receive favorable financing

  • 675 - 699 - Average – will qualify for most loans

  • 620 - 674 - Sub-prime – May qualify but will pay higher interest

  • 560 - 619 - Risky – Might have trouble getting a loan

  • 500 – 559 - Very Risky – You need to work on improving your rating

Get Your Credit Score Now It's simple and doesn't require a SSN

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